General Insurance or Non-life Insurance policies is a practical option for every person who would like to live a risk-free life. Risk is associated with everything and so, it is important to secure all the things that we own and that security is provided by insurance. General insurance covers insurance policies fire, marine, motor, accident and other miscellaneous non-life insurance.
The tangible assets are susceptible to damages and a need to protect the economic value of the assets is needed. For this purpose, general insurance products are bought as they provide protection against unforeseeable contingencies like damage and loss of the asset. Like life insurance, general insurance products come at a price in the form of premium.
Types of General Insurance - Individuals:
Health Insurance:
Protect your greatest asset good health.
» Individual and Group- Ordinary and Floater health Insurance Policy.
» Cash free hospitalization in more than 1400 hospitals across India.
» Reimbursement of expenses during Pre- Hospitalisation and Post- Hospitalisation stages of treatment.
» 130 minor surgeries that require less than 24 hours hospitalization covered under the UNIQUE day care procedure.
» Reimbursement of expenses incurred on ambulance services to the nearest hospital where Emergency Health facilities are available.
Motor Insurance:
» Protection from a financial loss arising out of loss or damage to your vehicle.
» Protection from liability towards third parties for personal injury.
» Protection death and property damage on account of any accident involving your vehicle.
» Cash Less and Hassle free Claim procedure.
Travel Health Insurance:
There's a lot you're exposed to while traveling abroad. And even though you've planned everything down to the smallest detail, there's no telling when a calamity might strike. A sudden illness, loss of baggage, a financial emergency.... with Travel Health Insurance from you can be sure you're covered for a whole host of calamities that may occur while traveling abroad.
Personal Accident:
An accident can happen at any time. And it could leave you with permanent harm or temporary disability, both of which could affect your life and your family.
Home Insurance:
Home insurance policy is designed to cover various risks and contingencies faced by home ownersand Safeguard the structure and contents of your home against natural calamities and human misintents. Get a comprehensive coverage for the lowest premium rate.
Types of General Insurance – Commercial/ Corporate:
Marine Insurance:
Marine Cargo Insurance provides coverage for loss of or damage to goods in transit by any mode like rail, road, sea, air, post, courier etc., either inland purchases/sales or global imports/exports. Marine insurance cover can be provided for export and import shipments.
Corporate Employee benefit Insurance:
Group Mediclaim Policy is the perfect health protection for the employees and their family. It takes care of the expensive medical treatment incurred during hospitalization resulting from an accident or illness. It take care of preexisting diseases and also few critical illness.
Scope of Cover:
The Insurer shall pay to the Insured Person:
» The amount of expenses which are reasonably and necessarily incurred towards Hospitalization.
» Upon the advice of a Medical Practitioner.
» Due to contracting of any disease or suffering from any one Illness or sustaining of any bodily injury through accident, during the policy period.
» Amount paid will not exceed the Sum Insured.
Commercial property Insurance:
This offer tailor made property damage and business interruption insurance catering to the needs of all organizations from Small & Medium commercial enterprises to Large corporations and Mega Risks. We address following kind of risk.
» Standard Fire & Special Perils Insurance.
» Industrial All Risks Insurance.
» Mega Risk Insurance.
» Business Interruption Insurance.
» Burglary Insurance.
» Package Policies.
» Risk Management Services.
For any query or information, please do contact us.
Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.
AMFI Registered Mutual Fund Distributor
Vasanti Gaikwad: ARN 84385 | Initial ARN Date - 24 nov 2011 | ARN Valid till 23 Nov 2026
Ramkrishna Gaikwad: ARN 18481 | Initial ARN Date - 28 Sep 2003 | ARN Valid till 07 June 2025
Important Links: NSE | BSE | AMFI | CDSL | Income Tax | IRDA | MCX | NSDL | SEBI
© 2016 RAM GAIKWAD. All Rights Reserved | Design by Investwell | Disclaimer | Disclosure | Privacy Policy | SID/SAI/KIM | Code of Conduct